A cost we pay to someone else on your behalf, then pass on at cost. Searches, Land Registry fees, bank transfers. We don't add anything to them.

Within 14 days of completion. You send us the money beforehand and we pay HMRC and file the return, so you never deal with it directly.

The legal fee is. Disbursements are what they are. The total only moves if something surfaces we didn't know about, an unregistered title, a lender with unusual requirements.

There's a lease to review, a freeholder or managing agent to deal with, and notices to serve after completion. More work, not a surcharge.

Eight to twelve weeks for a straightforward freehold purchase. Leasehold takes longer, and a chain moves at the pace of its slowest link.